I’ll plan your future with your goals in mind. Not just your money.
To help you pursue you goals, I believe adopting a comprehensive planning approach that focuses on your life vision, goals and aspirations may improve the chances of achieving the future you envision.
This Vision Based Financial PlanningTM approach is a process–a journey, really–that you and I will undertake together. I will help you articulate your aspirations, so I am better able to understand where you want to go. Then I’ll develop a road map to help you get there. Whatever your hopes for the future, the only way to achieve the vision of how you’ll spend the years ahead is to commit to a plan that can take you there.
But it doesn’t stop there. Vision Based Financial PlanningTM is an ongoing process. Over the course of your lifetime, your dreams, goals and circumstances can change. Through life’s ups and downs, I’ll be there to provide guidance, monitor your progress and help keep your plan in alignment with your vision through the different stages of your life.
The Vision Based Financial PlanningTM Process involves six simple steps:
Discovery Meeting
Before we get down to crunching numbers, we will talk about the things most important to you. During this initial meeting, I will LISTEN to your vision, dreams, values and priorities. With a deep understanding of what’s important in your life, I can help you effectively translate your life vision and aspirations into an action plan. I will clearly outline the financial planning process and define each of our roles and responsibilities. If it’s a good fit, we will move forward in the vision based financial planning relationship.
Data Meeting
During this meeting we review your current financial data and define, together, your personal and short-term and long-term financial goals. I will begin to assess where you are now relative to your life vision and goals and consider what gaps exist.
Financial Plan Design
This is where I get to work. I’ll analyze your financial information using financial planning software, investment software and other tools to identify any gaps and solutions that best address your unique life strategy. This step involves matching your goals and dreams with the best mix of wealth and product strategies. I have access to a wide range of financial products and services that will put you in the path to pursue your dreams at any stage of your life.
Strategy Meeting
During this meeting, I will recommend specific solutions to help address each of your financial goals. I’ll explain the solutions to ensure you understand the potential pros and cons of each option to help you make informed decisions. Remember it’s your life and your plan, so you need to feel comfortable with the recommendations proposed. If necessary, I will edit the recommendations based on your feedback and propose alternative solutions.
Implementation Meeting
During this meeting I will present your written personal financial plan. Then we will begin to implement your customized financial roadmap. Depending on the recommendations you decide upon, I may carry out the recommendations or serve as your guide coordinating the whole process with you and other professionals such as your attorney or CPA.
Midyear Review Call
Finally, we will focus on monitoring your progress and life changing circumstances to make sure that through life’s ups and downs, your plan remains in sync with your vision and life aspirations. I’ll become your partner on your journey toward financial success and help you plan for the unexpected, anticipate change and adjust your plans over time, as necessary.
To learn more about how I can help you pursue your financial goals, request a Discovery Meeting Consultation
Financial planning is offered and fees are charged through LPL Financial, A Registered Investment Advisor. Fees will vary based on the majority of line items under which an individual falls. We do not provide tax advice, please talk to a tax advisor for tax advice on your specific situation. There is no assurance that the Vision Based Financial Planning strategy discussed will be suitable for all investors or yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.
Connect with Brittney Castro, CFP®