How to Budget Effectively

    Did you know that only 1 in 3 Americans prepare a budget every month to track their income and expenses?*

    That means a majority of people–two-thirds of us, in fact–do not use a budget to track their money.

    However, if you want to pay off your debt–or save for a big trip, home down payment or wedding and achieve overall financial independence–you need to understand that a budget is the foundation for reaching these goals.

    I know what you’re thinking: “Brittney, budgets are so boring, stressful and hard to follow, and I don’t want to give up my coffee every morning!” Look, I get it, but I also know that in order to become aware of your money and spending and saving habits, you must learn how to budget effectively. To help you budget more effectively, watch this video, where I share some great tips on how to budget in a fun and simple way.

    Also, check out my budget tool, which you can purchase to help you track your income and expenses every month.

    You can get it here—>http://www.financiallywisewomen.com/products/

    Sending you lots of budget love this week!

    *SOURCE: http://www.gallup.com/poll/162872/one-three-americans-prepare-detailed-household-budget.aspx

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    ♥DISCLOSURE ♥

    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

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