Tell me about your business and how you help women?
I’m a private practice health psychologist in West Los Angeles. I help women deal with challenging health issues, especially endocrine and gynecological disorders such as infertility (10% of women), Polycystic Ovarian Syndrome (18% of women), thyroid cancers, and diabetes. I treat the mental health components so that they can handle the physical aspects of their treatments with comfort and ease – and sometimes, make peace with an outcome they don’t like.
What tip can you give women regarding your service?
When you’re looking for a psychotherapist, feel free to shop around a bit. I like to think of therapists and doctors just like I would any other service provider, although this is a service that requires a high degree of trust and intimacy. If you don’t feel comfortable, try someone else until you get a good match. And it’s okay to ask lots of questions!
What does being a Financially Wise Woman mean to you?
It means having a business plan, tracking and understanding my monthly numbers, having clear income goals, and being able to say no to deals that don’t work for me – whether that’s an office rental, a client seeking very low-fee therapy, or a consultation with another expert. It also means seeking advice from professionals who can work with me in a fashion that consistently produces positive results. And, it means being aware of where and how I get triggered by financial issues, and taking the actions necessary to move through those issues.
What was the best piece of money advice you were taught growing up or learned during your lifetime?
A lot of younger women say this is laughably out-of-date, but I’m with my mom, who said “learn to type, and you’ll never starve.” I’ve been making money from typing since I was 14 years old. I paid a lot of my way through college typing other people’s papers, typing got me started in a career that ran 20 years, and typing now is the basis of the work I do that revolves more around giving public presentations, writing books and CEU courses, and writing informational health and mental health columns. One way or the other, typing leads to money. Thanks mom!
What is one of your money values?
Pleasure is one of my key money values. If I can’t enjoy the fruits of my labors, then what’s the point? Responsibility first, yes, but I firmly believe that you should have some fun with your money. Travel, eat well, wear great clothes, drive a car that makes your heart sing, decorate your home with senseless yet beautiful objects. When you’re “indulging” in pleasurable activities with your money, it gives you the motivation to keep doing the sensible things, like paying down debt, contributing to a 401(k), saving for college, etc. Life is all about balance.
Gretchen Kubacky, Psy.D., Health Psychologist
Gretchen Kubacky, Psy.D. is not affiliated with LPL Financial or Perennial Financial.